Fractional CFO
Part-time CFO-level financial leadership for your business. We handle cash flow forecasting, financial analysis, and strategic planning so you can make decisions with confidence instead of gut instinct.
The Gap
There is a stage of business growth where a bookkeeper is not enough but a full-time CFO does not make financial sense. You are past the point where categorized transactions and clean reconciliations tell you everything you need to know. You need someone who can interpret the numbers and help you act on them.
A full-time CFO in Nashville will cost you $200,000 or more per year in salary and benefits. Most businesses under $10 million in revenue cannot justify that expense. But they still need the strategic thinking that comes with the role. That is exactly the gap a fractional CFO fills.
More Than Bookkeeping
More Than Bookkeeping
Bookkeeping tells you what happened. A fractional CFO helps you figure out what to do about it. We take your financial data and turn it into a roadmap for decisions about hiring, pricing, expansion, and capital allocation.
Less Than Full-Time
Less Than Full-Time
You get senior-level financial leadership on a part-time basis. We work with you on a recurring schedule that fits your needs, whether that is weekly calls, monthly strategy sessions, or a combination of both.
The Cost of Guessing
Without a financial strategist in your corner, you are making major decisions based on incomplete information. You might feel like the business is doing well because revenue is growing. But revenue growth without margin analysis can mask serious problems. You could be scaling your way into a cash crisis.
The businesses that get into trouble are rarely the ones with bad products or services. They are the ones that run out of cash because nobody was watching the timing of inflows and outflows. Nobody modeled what would happen if a key client paid late or a large expense hit two weeks early.
Missed Opportunities
Missed Opportunities
When you do not have clear financial projections, you hesitate on growth opportunities. You pass on the new hire, the equipment purchase, or the second location because you are not sure the numbers work. Sometimes that caution is warranted. But sometimes it costs you more than it saves.
Reactive Instead of Proactive
Reactive Instead of Proactive
Without someone analyzing the trends in your financial data, you are always reacting. You find out about cash shortfalls after they happen. You discover margin erosion at tax time. A fractional CFO shifts you from putting out fires to preventing them.
What You Get
I bring the same analytical rigor I applied at Ernst & Young and at high-growth companies like Datadog and Miro, but I apply it to your business at a scale that makes sense for you. We build cash flow forecasts that actually reflect your operations. We create financial models you can use to evaluate real decisions, not theoretical ones.
You get a financial partner who understands your numbers deeply enough to challenge your assumptions and support your plans. Someone who can sit across from your banker, your investors, or your partners and speak fluently about where the business stands and where it is headed.
Cash Flow Forecasting
Cash Flow Forecasting
We build forward-looking cash flow models tailored to your business. You will know weeks or months in advance if a shortfall is coming, giving you time to adjust spending, accelerate collections, or line up financing before it becomes urgent.
Strategic Financial Planning
Strategic Financial Planning
We help you set meaningful financial targets and build the plan to hit them. That includes pricing analysis, profitability by service line or product, break-even modeling, and scenario planning so you can weigh your options with real numbers behind them.
Greater Nashville's Trusted Financial Partner
The Next Step:
A Quick Conversation
Tell us about your business and where you need support. We'll listen, figure out what makes sense for your situation, and give you a straightforward quote.
